Category: Refinance

Fixed or Variable in These Unusual Times?

Fixed or variable—it’s the classic rate decision many mortgage shoppers are faced with. And it’s only been made more complicated since the start of the pandemic. Towards the latter half of 2019, variable (AKA “floating”) rates were flying off the shelves. At that time, for many qualified borrowers they were going for as low as […]

Refinancing Your Mortgage – What You Need to Know

This year has seen a rise in the number of homeowners who are considering refinancing their mortgage. Approximately 20% of Canadian homeowners say they plan to refinance their mortgage in the next 12 months, according to a recent poll. What exactly is a mortgage refinance? Simply put, it’s the act of paying out your current […]


With all the financial upheaval in recent months, many clients are looking to refinance their mortgage. If you have taken on more debt than usual due to less work or unforeseen expenses then refinancing equity out of you house at a much lower interest rate is a great long term solution. RENEWING VS. REFINANCING A […]